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What is a Self-Contained Appraisal Report?

Short Answer

Note: This page details the former Self-Contained Appraisal Report. As of 2014, USPAP only addresses Restricted Appraisal Report and Appraisal Report. Summary and Self-Contained reports are no longer addressed. Refer to the Appraisal Report page for updated changes.

A Self-Contained Appraisal Report contains an extensive level of detail.

Detailed Answer

This is the second most common appraisal report within the industry because it satisfies the needs of lenders and large institutions, but can sometimes be arduous to read due to the amount of information. Self-Contained Appraisal Reports can have one, two, or three approaches to value, depending on the situation of the property and use of the appraisal.

Typically, Self-Contained Reports are only used in commercial valuation settings due to the amount of information presented. This type of report has more detail and information than both Restricted Use and Summary appraisal reports.


The advantage of this report is that if you are looking for details, this has it. A Self-Contained Report will contain a significant amount of data to which the client can analyze on their own accord.


The biggest disadvantages of a Self-Contained appraisal are the cost and amount of detail. Due to the fact that the appraiser must spend more time including details, the report takes longer to develop. As a result, it has a higher cost.

Self-Contained Appraisal Report Formats

Self-Contained appraisal reports are most commonly only prepared under one format: Narrative.

Related Topics

Refer to our Value Vault resource section for additional appraisal definitions and appraisal related topics.